Privacy Policy

Privacy Policy

NextMoney.co.za (“NextMoney”, “we”, “us”, or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your data when you use our loan comparison platform.

1. Information We Collect

We may collect and process the following types of personal information:

a. Information You Provide Voluntarily:

  • Name
  • Contact details (email address, phone number, physical address)
  • ID number or other government-issued identification
  • Employment and income information
  • Financial details required for loan comparison
  • Any other information you provide to us when using our services or contacting us

b. Information Collected Automatically:

  • IP address
  • Device and browser information
  • Usage data (pages visited, time on site, clicks, etc.)
  • Cookies and tracking technologies (see Section 6)

2. How We Use Your Information

We use your personal information to:

  • Compare and display loan options that may suit your needs
  • Communicate with you and respond to inquiries
  • Forward your details to relevant financial institutions or lenders (with your consent)
  • Improve our services and website functionality
  • Comply with legal obligations and prevent fraud or abuse

3. Sharing Your Information

We may share your information with:

  • Partner lenders and financial service providers (only when you apply or request more information)
  • Service providers that help operate our website (e.g., hosting, analytics, email services)
  • Regulators, law enforcement, or other parties when legally required
  • Buyers or successors in the event of a merger, acquisition, or sale of assets

We do not sell your personal information to third parties.

4. Legal Basis for Processing

We process your data based on:

  • Your consent
  • Performance of a contract
  • Compliance with legal obligations
  • Our legitimate interests (e.g., improving our services)

5. Data Retention

We retain your personal information only as long as necessary for the purposes described in this policy or as required by law. You may request deletion of your data by contacting us (see Section 10).

6. Cookies and Tracking

We use cookies and similar technologies to:

  • Enhance your browsing experience
  • Collect analytics and usage data
  • Personalize content and offers

You can manage your cookie preferences through your browser settings.

7. Data Security

We implement appropriate technical and organizational measures to safeguard your personal information against unauthorized access, loss, or misuse.

8. Your Rights

Under South African data protection laws (e.g., POPIA), you have the right to:

  • Access the personal information we hold about you
  • Correct or update your information
  • Withdraw consent
  • Request deletion or restriction of processing
  • Object to processing in certain cases
  • Lodge a complaint with the Information Regulator of South Africa

9. Third-Party Links

Our website may contain links to external websites. We are not responsible for the privacy practices of those sites. Please review their policies separately.

10. Contact Us

If you have questions, concerns, or requests regarding your privacy or this policy, please contact:

Email:
📧 [email protected]
📧 [email protected]

Address:
NextMoney.co.za
24 Cradock Ave, Rosebank, Johannesburg, 2196
South Afric