At NextMoney, we want you to get the most out of your card and facility so that you enjoy spending your money on things you need and value. The tips and advice below will assist you manage and stay in control of your finances.


Financial Agreements are a legal obligation and, if misused, can lead to serious financial trouble and even blacklisting

Ensure that you’ve prepared a monthly budget, so you know how much you earn and how much you spend

If your finances are in a mess, first consider these questions before applying for financial assistance:

Why do you need financial assistance – is it really necessary?

How much money do you require? (don’t borrow more than you really need)

Do you know what the monthly fees and repayments will be and can you afford them?

Have you shopped around, done your homework and found the best deal?

Don’t be tempted to sign an agreement that offers you more than you need, even if a finance company offers you one; as a rule of thumb, your monthly repayment commitments should never exceed 25% of your monthly net income


USING YOUR NextMoney Card

Swiping your NextMoney Card is free, so use it for direct purchases rather than drawing cash regularly

Remember that when you withdraw money from an ATM, bank charges apply. We suggest you use Standard Bank ATMs as the fees are cheaper than other ATMs.

Rather than drawing small amounts from an ATM often, save on bank fees and draw one large sum that will last you a long time

Rather than checking your balance on an ATM (where bank charges will apply), log in to our website for free balance enquiries; you can log in 24/7

Keep your PIN safe and never disclose it to anyone

 Report lost or stolen cards immediately as you will be liable for all funds used until your card is cancelled. NextMoney acts in accordance with the National Credit Act to ensure exceptional customer service and responsible lending.  Should you have any questions about the Act or your rights, please contact us.

National Credit Act (No 34 of 2005)